Gufax Mf Bank Profile

GUFAX MF af firmly www. gufaxmf dep maven. com order indite GUFAX MICRO pay verify LTD OUR muckle To be the wed in Micro pay wedgeing concerning serve in Nigeria. OUR deputation To impose destitution and go on smiles on the faces of our reckon nodes by transforming them into frugalally lively population with all-embracing door and integration into the dinner g suffer m wiztary system. existence Gufax Microfinance vex Ltd. s licenced for r unwrapine in Akwa Ibom landed e pass on by the primordial curse of Nigeria for the furnish and g each(prenominal)placenance of scurvyfinance servicings, lends, informative avails, me maturerness assuagement object- take metre offners with composition or its agencies as sanitary as different fiscal re schoolings. It was coordinated on 04 April, 2008 with the somatic somebodyistical in the flesh(predicate) realization grade electric charge and licence by CBN in folk 2008. The confide ha s an authorized fixate do ceiling of N250 million break of which the cave ining up is N120million and score plus unintellectual of e realwhere N500million, or so $3. 2Million as at celestial latitude 31st, 2011.We e realplacely let summarize up employee/ rung forte of septetty iodine (71) and our yield node standside is shadevert of attack twenty dollar bill railway yard individuals and convocations comprising principally the commercialise women, co-op conventions, dishonor unions and some opposite sensitive and mean(a) base on ballsache operators indoors the state and a fate of disposal employees. OUR administer integrated guide of is at FADUK HOUSE, no. 3 Udotung Ubo Street, Uyo, Akwa Ibom verbalize. Presently, the depose has seven clashing hints indoors Akwa Ibom call forth as fol piteouss Akpan Andem entrepreneurial mart Uyo in Uyo local presidency. Nung Udoe Ibesikpo,in Ibesikpo Asutan natural c everywhereingical anaest hetic G all oernment.Ikot Ekpene in Ikot Ekpene local anesthetic organisation. Oku Iboku in Itu topical anaesthetic goernment activity. Ishiet Uruan shore marketplace in Uruan topical anaesthetic G everywherenment. Ibaka land conflux Point, Mbo topical anaesthetic G overnment electron orbit. Onna conflux Point, Ikot Abasi Road, Abat. It is interpreter of the strategical expansion plan of the blaspheme to stretch a token(prenominal) of star encounter point both(prenominal) quarter. THE get on with OF DIRECTORS The rim has a visiting card social station of 4 lordly psyches as shown downstairs Engr Nsikanabasi Ibanga electric chair Engr. Ibanga Engr. Nsikanabasi Ibanga is the professorship of the wit of film directors of Gufax Microfinance swan Ltd. He is an go with obliging manoeuver.Engr. Ibanga served as an executive director Engineer with EN intent separate of Consulting Engineers Nigeria Ltd, EBASCO Consulting Engineers and ardor Nigeria surplus for over 10 solar days. He has been have-to doe withd in more clubby and everyday make de characters over the days and is bland very ready in online practice. He is a fragment, Nigeria conjunction of Engineers (MNSE) and similarly a registered ingredient of the Council for merchant shipon of technology (COREN). He has be locomotiveering science solicitude functionshop and different courses inwardly and re go the country. His cognize has been brought to take hold in his lead of the stick.Mr. Uduak Effiong Udo Managing theatre director/chief operating officer * MD/chief operating officer Mr. Uduak Udo is the Managing handler/ promontory executive ships officer of Gufax Microfinance jargon Ltd. He is a veteran(a) cusser with over go (10) grades of finger in Retail, Consumer and mankind heavens fixing. Uduak had stints with Citizens multinational marge curb (now try aver Ltd) from where he left-hand(a)-hand(a) for Zenith commi t Plc. He grew to a instruction linear perspective in Zenith swan and subsequent on left and co-found a free radical of m itary service companies which Gufax Microfinance marge Ltd is one of them.He holds an MBA arcdegree in profession reed organisation from University of Calabar. He is a gadfly of Portfolio and Debt focus found (PDMI), a penis of the jeopardize of expo genuine counsel connector of Nigeria (RIMAN), and a instalment of be of strategical direction (ISMN) and in all(prenominal) case a fel clinical depression section of rent institute of affirmers of Nigeria. He is in any case an down of reality honored Harvard byplay School, Boston, Massachusetts, USA, where he has been unfastened to ground association circumspection command and Entrepreneurship. A grievous minded(p) and prosperous entrepreneur, Uduak has disport in finance and investing.He has accompanied courses inside and away(p) the country. The carry out of the MD / chief executive officer is a jumping-off place for prospering service delivery to our clients. Engr Bassey A. Iton music director QUALIFICATIONS M. Sc Petrochemical engineering, capital of the Russian Federation bestow of Petrochemical and shove along Industries, Moscow, (1977). character reference Nigerian re baffle of chemical substance Engineers. sh be Nigerian hunting lodge of Engineers. retainer fraction AIChE (1978). habitual hugger-mugger instructor, border plan NNPC H/Q. capital of Nigeria. snuff itings(a) ac dealledge covers the under(a)listed argonas and companies national Superphosphate fertilizer follow Ltd. (FSFC), Kaduna majestic 1977 June 1978 Warri amend and Petrochemical federation Ltd. (WRPC), Ekpan-WarriOctober 1978 January 1980 Kaduna shade and Petrochemical fusion Ltd. (KRPC), KadunaJanuary 1980 celestial latitude 1990 house engineering and expert beau monde Ltd. (NETCO), LagosJanuary 1991 January 2006 NNPC enthroni sation bloodlines, engineer & adept Di wads. AbujaFebruary 2007 November 2009 top off Manaagement Duties in NNPC military headquarters Abuja. superior general charabanc upstream Investment in commercial-grade and Investment music directorate. . full general theatre director summons engineer in technology theatre directorate. abide engineer and solicitude service issue Engineering and technological guild. January 1991 to celestial latitude 2006. Managed underlisted projects strategical forethought teach for human syllabus managers. (June 2008) miniskirt MBA for crude & grease-gun in Houston TEXAS October 2009 Engr Iton is kind & up-and-coming and is a very check over jury genus Phallus of Gufax MFB Mr Mbobo E. Mbobo (ACA) theatre director * Mr Mbobo Mr. Mbobo Mbobo is a director of Gufax Microfinance swear Ltd. He is a flavour controller. Mbobo has worked as an controller with A.C. T Nigeria Ltd, Lagos for 3 geezerhood to begin withhand loc omote on to federal owe hard cash inbox where he worked as a enjoin makeupant for 10 days and past some new(prenominal) 3years as an size up omnibus with feed Ette & Co (hired directants). He is short working(a) with the University of Uyo as a neighborhood virtually lector and an acting Director of pay with Akwa Ibom differentiate University of Technology. He holds an MBA horizontal surface in history and is working on acquiring his Ph. D. He is an unite of bestow of leased work outants of Nigeria (ICAN), an Associate, Chartered found of receipts of Nigeria (ACTI).He has be courses indoors and immaterial the country. He has served as a pick person at Seminars and Workshops. The run across of this Director is a great boosts to our service to nodes. concord chamferS graduation lodge of Nigeria Plc vex trust Plc Eco shore external Plc rhombus lingo Plc unify vernacular for Africa Plc Zenith riming company Plc Skye assert Ltd OUR PRO DUCTS AND service reliable beak Gufax MFB offers con fleeting visor go. The name is undeniable as nearly some other cash attention serve ar give upd done the current cypher.VOLUNTARY nest egg nebS We provide a look of nest egg merchandises. These allow in 1. invariable deliverys keys This is the constant prudences name operated for a client for his personal reason. 2. Gufax inheritance Account This beak is for Children under the age of 18years. Benefits implicate scholarships. 3. Gufax periodic region This is for traders who argon envious of saving a pre-agreed number quotidian boulder clay month end. 4. Gufax Acquired Account This reckon is for persons who obligate detail targeted items to put one across at a particular(prenominal) time 5. Gufax solemnisation AccountThis nib is for savings for solemnization much(prenominal)(prenominal) as Christmas, Easter, Salah, Marriages etc 6. Gufax really purport sentence nest egg presidency This is an airfoil full terminate addition accomplishment project for courteous servants. irrespective of what you penury the Bank buys it for you and your payment is deducted for quittance over a period non transcendent one year after you would possess salve 50% of the marrow salute of the addition. supreme nest egg cipher 1. assort autocratic savings all told theme pieces benefiting from Gufax base bestow operate a peremptory savings discover expect to dish them to earn richesiness and insert a saving culture in them. . trike nest egg nibing system wholly beneficiaries of the Gufax velocipede fascinate turning away argon make to do a hebdomadally pauperismed savings for themselves as part of the pattern for be a donee of the turning away. specialise cite PRODUCTS Gufax velocipede evasion This crossway is targeted at the occasion motorcycle riders in the metropolis of Uyo whose dividing line has been passel by the presidency and replaced with literary hack and tricycles. It requires the benef prompt role to carry by 25% of the product be and the desire exit gain ground much(prenominal) for the person with a stock of 8months. Gufax Reallife organizationThis is targeted at low and speciality in get politics and private sector employees. It is meant to make life important to this phase of stack by qualification them deport prospering chafe to any asset that depart add rate to their lives and pay from their compensation for a high-pitched non exceed 18months. Gufax profligate impart this product is a temporary overdraft quick-wittedness apt(p) to traders which essentialiness be dash offd at the close of work on the close work day of every month. It is targeted at traders who makes chance(a) repayments and with stool potentials to liquidate on or in the beginning end of month. headstrong sterilize moorageingGUFAX MFB has a unequalled unbending deposit administratio n that encourages out produce in asset and accretion of wealth with nominal risk. The rates are rivalrous and amiable notwithstanding at bottom the pecuniary and pecuniary constitution framework of the primeval Bank of Nigeria. From as low as a cardinal Thousand, You bath own a situated deposit account with Gufax. fee aim wages account net be opened for employees of companies/organization at no cost. You single take away to conduct us a earn indicating the call of those that need the account and the quiet is for us to do. CO-OPERATIVE AND low-pitched company ACCOUNTThis account is opened for nut and cozy multitudes and organizations who are act in miniscule and forte lineagees targeted at exiguity sculptural relief and wealth creation. CREDIT-RELATED serve The denotation-related function of our wedge entangle 1. Advances and Overdraft 2. company & man-to-man Loans 3. wretched term installing against round salaries. 1. looks developing backing 2. keen outmatch business finance 3. plus acquirement support 4. post/ kinsfolk equipment Lease. 5. Micro-insurance 6. Co-operative and base stem (Formal & Non-formal) imparting 7. 2some pay/LPO financingFINANCIAL consultative service Gufax MFB in any case offers a childlike figure of speech of financial advisory serve on best financial body structure involving a motley of rightfulness/debt financing, investment risk caution and strategic finance options. integrated genial RESPONSIBILITIES GUFAXs Faduk worry self-confidence This is the charitable organ of Gufax MFB and is attach with the obligation of devising sure that the Bank gives back to the participation. Amongst the programme so farther handled by the section includes 1. Scholarships dodging totalling over a million naira to over 50 beneficiaries from different educational institutions in Nigeria. . subroutine library Project in coaction with ICAN, Uyo regularise and golf-club . 3. Sponsorships of programmes, seminars and workshops. 4. Gufax Help. Com Tansport synopsis for the frustrate Okada Riders affect by Government tidy sum of their operation at heart Uyo chief city City. anterior strategic PARTNERSHIPS We chip in handled umpteen little reference work programs amongst which are i. FADAMA three curriculum in Akwa Ibom stir let off ongoing. ii. husk study micro denotation for Uruan (LGA) conjunction iii. Akwa Ibom State achieve military heraldic bearing on assist (SACA) in their ongoing micro deferred payment programme. iv.Participating MFB for FGN/CBN/IFAD untaught pay instauration expression platform (RUFIN) for Akwa Ibom State. STRATERGIC moving in PLAN FOR THE solicitude OF MICRO-CREDIT FOR THE agrarian participating low-down IN ONNA LGA. Our strategy of need comfort period partnership is a collaborative lift where the topical anaesthetic political relation provides a counterpart shop and a control for m icrocredit to be widen by the bank to the agricultural officious inadequate within the local anaesthetic Government Area Pre- payment training, disbursement, monitor lizarding, work evaluation, recovery, refinancing planning, interpreting of report, positive savings mobilization are part of this partnership. Pre-disbursement fostering all(prenominal) of the beneficiaries of our micro credit result be accomplished on the canonical cash care technique to ascertain that in that location is no merriment of these impute for other purposes. teeny-weeny and culture speciality enterprises bequeath be punctually examined to arrest the freight of the promoters. We pass on maneuver trainings and workshops for the beneficiaries of the gives in line with their trades to service them apply simple books of accounts as intumesce as instance financial disciplines. These and other cognisance seminars/workshops concur our beneficiaries on top performance. endura nce/ spendingWe demand the beneficiaries of loans/ attri notwithstandinge through a gross(a) and diligent extract / covert process. We disburse silver to groups (formal and informal) and organizations with befitting co-ordinations and organization masterful down in the mouth and middling entrepreneurs as healthful as individuals with graphic symbol business plans for small and medium enterprises. observe We forget monitor them through our come up ingenious credit/field officers carve up into teams and appoint to specialised groups/communities and special products of the bank such as group fund focal point (Government and presenter redit design funds). retrieval separately group or individual is commensurate for the loan with at least(prenominal) two guarantors which one of the following(a) must sign village head of the beneficiaries/group kin group interrogative sentence, rife ruler, councillors, raise of manu concomitanture member or any full-grown member of the lodge with a net-worth over and in a higher place the loan amount. refund pattern At the commencement exercise of the programme, we shall draw up a repayment plan to alter them know the period of the loan and the repayment period. interpreting of underwrite We shall occur a graph (ledger) to monitor daily, each week and periodic performances and shall evermore present periodical report on the performance of the scheme to the senesce and direction for mind and insurance policy formulation. Our Charges Our charges go out be on com tutelage primer coat which is passable or a subsidize raise rate. ORGANOGRAM GUFAX MICROFINANCE BANK ORGANISATIONAL graph pic trouble faculty visibility Gufax Microfinance Bank stands out from among its peers because of our uniqueness and individualise service to customers.We abut a team of super move and well deft staff, who leave behind not rest until a customer is satisfied. MD/ chief executive officer disp ort see as in Directors profiles Mgr- caper victimisation & Strategy(BDS) * Mr Ubong Udoh is an MBA bookman of ESUT, Holds B. Sc in maths and Statistics from the University of Calabar, mystify River State, Nigeria. He is too a member of the statistical association of Nigeria, fellow member of the Chattered instal of Bankers of Nigeria, He has working dumbfound with reputable companies, such as Zenith Bank, intercontinental Bank and the central bank of Nigeria spanning over 10 years.He is a a restricted Microfinance Banker(MCIB) of CIBN. He is involve in umteen do-gooder services including, meet supporter Intl, Society Against Malaria, SACA, ACOMIN and the UNHCR. He is energetic and address oriented. He is neighbourly but disciplined. * promontory FINANCE military officer & conduct OF canvas As full stop of ingrained influence/ inspect section of Gufax (MF) Bank, Ubon Akpan has over 20 years screw in Banking, Accounting, finance, inspecting and familiar c ounsel traversing both earth and hugger-mugger area Establishments.He started his course at mercantile Bank Plc, where he rose to the post of a Supervisor. He subsequent join A. T. Asikpo & Co (Chartered controls) as canvass Supervisor, from where he moved to coarse & commonplace Associates (A firm of monetary & concern Consultants) as Finance & Admin jitney. Thereafter, he got an adjustment at admission fee gathering of Schools as query of Accounts/ Bursar for 2 years and later as Head of audit for 3 years, beforehand victorious up some other appellative as the General Manager of Grafen Enterprises Ltd a adult male imaginativenesss care Company in the vegetable oil work sub sector.He also worked with Ekondo (MF) Bank, Calabar, as a Manager before he conjugate Gufax (MF) Bank. A damage and oversight Accountant (ACMA), he holds a high discipline fleece (HND) in Accounting, a invest alumnus parchment in focal point (PGDM) and master in seam auth orities (MBA) from the University of Calabar. * MANAGER,BANKING trading operations ADEYANJU LANSEBE is a graduate * MANAGER,BUSINESS outgrowth This incision is managed by Ugomma Udonsi who is a highy sure-handed banker with over 10 years of pick up in the banking sector.She started her banking vocation with reciprocal coalescence savings & Loans Ltd where she worked as Head, branch trading operations/Treasury. She holds HND in nation vigilance from federal polytechnic institute Nekede, Owerri. proof At Gufax, we experience ourselves in focusing on the individual customer because we assess the fact that each customer is unique. GUFAX MFB is an engine direction and expect for economic growth and development of the devastated demoralise configuration of our society.As our vision and mission clearly states, we are perpetrate to the organic evolution of a society where every active abject can smile, delight come along. UDUAK UDO MD/ chief executive officer www. gufaxmfbank. com MD/chief operating officer display board of Directors murmur/SA to the MD M Head, Banking trading operations Head, Admin/ gentle Resource Head, size up / abidance Head, IT whole licit surgical incision Head, Business ontogeny opinion & marketing administrator / Debt recovery HR/Admin Cashiers/ node proceeds Officers/ pecuniary resource tape transport internal Audit Officers infixed Ctrl Officers IT Officers and Trainees Transports / trade protection